Private Lenders
Private funding
Offering clients an alternative through private business loans
Private Funding
Lawrence Corporate Solutions is Perth’s private lending specialist. We give businesses across Perth access to private business loans and funding with flexibility and negotiable loan terms that suit you.
We provide short term finance solutions and Caveat Loans in the absence of a lengthy application process. We understand the implications of a cash flow crisis both on a business and personal basis, and aim to facilitate lending advice and solutions within quick turnaround times.
Loan Matrix
Compare the features of our Private Loans
Private 1st Mortgages
- Rates typically range: 0.75% – 1.25% pcm
- Applicable Fees: Lender, Legals, Valuation (if applicable) & Intermediary
- Term For: Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 5 years
- Amounts: $30,000 – $2,000,000
- Max LVR: Varies – no set limits but typically 70%, 72.5% & 75%
- Locations: All Capital Cities, major Coastal Areas & major Regional Towns
- Valuations: The chosen lender at time of your initial enquiry will advise if a valuation is req’d and type of valuation req’d. Valuation types include: Sworn, Exempt, Desktop, Agent Appraisal & Kerbside. BYO considered
- Exit Plan (paying back of loans): Refinance, sale of asset/stock, working capital, inheritance, outstanding work/invoices, commissions due
- Loan Purpose – documentary evidence may be required by lender: Starting a business, business bond, business taxes, purchase or investment in business assets, business stock, business equipment, business invoices, purchase of shares, refinancing a margin loan
Fast 2nd Mortgages
- Rates typically range: 1.25% – 2% pcm
- Applicable Fees: Lender, Legals, Valuation(s) (if applicable) & Intermediary
- Term For: Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 2 years
- Amounts: $30,000 – $500,000
- Max LVR:Varies – no set limits but typically 70%, 72.5% & 75%
- Locations:All Capital Cities, major Coastal Areas & major Regional Towns
- Valuations:The chosen lender at time of your initial enquiry will advise if a valuation is req’d and type of valuation req’d. Valuation types include: Sworn, Exempt, Desktop, Agent Appraisal & Kerbside. BYO considered
- Exit Plan (paying back of loans):Refinance, sale of asset/stock, working capital, inheritance, outstanding work/invoices, commissions due
- Loan Purpose – documentary evidence may be required by lender:Starting a business, business bond, business taxes, purchase or investment in business assets, business stock, business equipment, business invoices, purchase of shares, refinancing a margin loan
Fast Caveat Loans
- Rates typically range: 2% – 5% pcm
- Applicable Fees: Lender, Legals, Valuation(s) (if applicable) & Intermediary
- Term For: Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 12 months
- Amounts: $30,000 – $300,000
- Max LVR:Varies – no set limits but typically 70%, 72.5% & 75%
- Locations: All Capital Cities, major Coastal Areas & major Regional Towns
- Valuations: The chosen lender at time of your initial enquiry will advise if a valuation is req’d and type of valuation req’d. Valuation types include: Sworn, Exempt, Desktop, Agent Appraisal & Kerbside. BYO considered
- Exit Plan (paying back of loans): Refinance, sale of asset/stock, working capital, inheritance, outstanding work/invoices, commissions due
- Loan Purpose – documentary evidence may be required by lender: Starting a business, business bond, business taxes, purchase or investment in business assets, business stock, business equipment, business invoices, purchase of shares, refinancing a margin loan
Very, Very Urgent Caveat Loans
- Rates typically range: 3% – 5% pcm
- Applicable Fees: Lender, Legals, Valuation(s) (if applicable), Intermediary +Engagement
- Term For: Companies, Businesses, Trusts & ABN holders – Min 1 month up-to 12 months
- Amounts: $30,000 – $300,000
- Max LVR:Varies – no set limits but typically 70%, 72.5%, 75% and 80+%
- Locations: All Capital Cities, major Coastal Areas & major Regional Towns
- Valuations: The chosen lender at time of your initial enquiry will advise if a valuation is req’d and type of valuation req’d. Valuation types include: Sworn, Exempt, Desktop, Agent Appraisal & Kerbside. BYO considered
- Exit Plan (paying back of loans): Refinance, sale of asset/stock, working capital, inheritance, outstanding work/invoices, commissions due
- Loan Purpose – documentary evidence may be required by lender: Starting a business, business bond, business taxes, purchase or investment in business assets, business stock, business equipment, business invoices, purchase of shares, refinancing a margin loan
What is Private Funding?
At Lawrence Corporate Solutions, we specialise in offering business owners an alternative to traditional bank lending. Is your business experiencing a cashflow crisis? Do away with the stress that accompanies big bank loan applications and consider a private business loan instead.
Private lending is a fast-tracked, non-bank alternative to acquiring business funding, one in which a lender within our network of private lenders, opts to lend you money based on the equity of your business. Private business loans require far less paperwork and offer a fast-tracked option for acquiring financial aid. They’re often referred to as low-doc loans, solicitor loans, and non-conforming loans.
Why Seek Private Funding?
As a business owner in today’s economy, you may find it difficult to attain traditional funding due to the rigid eligibility restrictions associated with Australian Banks. It’s often a slow, limiting process that requires a lot of effort and hoop jumping. Private funding can drastically reduce the stress and efforts involved in securing funding quickly for your business.
The reason private funding is so beneficial for small businesses is that unlike the generic terms that banks offer, private funding is customised to your particular business, the industry, and market segment; this allows for more tailored funding options & negotiable loan terms.
Whether you need a cash injection to launch your startup or emergency funding to get your business out of hot water, consider whether private lending would be a viable option for you.
How We Can Help You Secure Funding?
Increasingly, private lending is becoming a mainstream alternative to big bank loans, and for good reason. As a business, we understand that lending isn’t simply a one-size-fits-all approach.
When you deal with private lenders like Lawrence Corporate Solutions to secure a private business loan, you can rest assured knowing that you’re working with legitimate finance specialists. Specialists who invest their time in understanding your position in the market, and your immediate needs.
Not only that but securing business funding through private lending has a quicker turnaround, with far less upfront collateral required.
No matter what situation your business has landed in, we will handle each case with the highest level of service and discretion possible, keeping you informed throughout the entire process.
Who We Help with our Private Lending
At Lawrence Corporate Solutions, we have helped businesses of all shapes and sizes benefit from private financial lending. We can help you secure your private business loan for your specific circumstances too. Some circumstances where private lending proves to be a beneficial solution includes:
- Starting a new business
- Resolving business cash flow
- Refinancing existing loans
- Purchasing a new business
- Pay off accumulated bills and invoices
- Business expansion
- Equipment & machinery purchase
Whatever your business needs financially, we can provide you with a private business loan that’ll position you where you need to be fast!
Related Services
Fast Caveat Loans
A caveat loan is generally used as short term loans due to the higher interest loans associated with them. These loans are great short term solutions for businesses who don’t necessarily have the best credit rating or time to spare.
Emergency Finance
Emergency Business Loans give your business access to funds when business doesn’t quite go to plan. These financing options allow businesses to secure funding in times of struggle.
Short Term Finance
Short term business loans are perfect solutions when the unexpected pops up in business. They provide financial support to reduce the friction of your current financial position
what our clients say
Successful Stories From Our Clients
Testimonials
Our team’s unique experience and extensive skill has assisted countless Perth business owners to move past financial strive and work towards a bright and successful future. Here are some of our success stories:
Miranda was struggling to meet her 12-month payment arrangements with the ATO and, as 12-month arrangements are the most that the ATO will grant, Miranda felt that her financial position was a lost cause. After speaking with Lawrence Corporate Solutions, however, Miranda’s confidence was restored. Lawrence Corporate Solutions successfully negotiated a 24-month extended payment arrangement with the ATO, giving Miranda the breathing room that she needed to get back to running her business.
Sharon found herself being chased by the ATO for a mounting tax debt, and as her spouse had recently been unable work, it couldn’t have come at a worse time. With constant calls and letters, Sharon welcomed Empire Corporate Services stepping in and liaising with the ATO on her behalf. In the end, Sharon prevailed with a $79,904.62 remittance before the final balance was paid out.
After an accident that rendered David unable to work, he was forced to use his tax savings to live on. Very worried and not sure where to turn, Empire Corporate Services worked closely on David’s case and secured him an interest remittance of nearly $7,000 to cope with his financial stress.
With a mountain of ATO penalties (including the dreaded General Interest Charges (GIC), Failure to Lodge (FTL) penalties and business stresses mounting, Shane was in a dire financial position. On Shane’s behalf, Empire Corporate Services was able to remit over $34,000 after just one phone call. Shane’s headaches cleared and it was back to furthering his business!
When Sam’s major debtor went into $2m liquidation, Sam’s business hit a pivotal crossroads. Based on the guidance of his previous advisors, Sam felt his only option was to go bankrupt. With the help of Empire Corporate Services, Sam got his business valued and sold, paid back the bank debt owing and additional funding in place for all other unsecured creditors… all within a fast turnaround of just 6 weeks.
Mitchell came in for a general financial review to set his business on the right path to grow. Upon reviewing Mitchell’s financial structure, Empire Corporate Services discovered that Mitchell had ATO debts totaling more than $550,000… and Mitchell was totally unaware of what he owed. After extensive work in tracking back over Mitchell’s previous returns and BAS’s (as well as righting the submission errors that Mitchell had made), Empire Corporate Services successfully helped Mitchell receive remission of interests of his debts, totaling $320,000.
For a long time Kate didn’t realise… but the ATO had placed $10,000 in interest and fees on top of her tax bill after a she had previously filed a claim incorrectly. Understandably, Kate was frightened about what might happen to her. Lawrence Corporate Solutions stepped in on her behalf and successfully negotiated for a substantial reduction in the outstanding ATO balance. Kate went from owing $10,000 to receiving a $2,000 refund.
